Tech, SaaS, and software insurance, placed across multiple carriers.
Cyber, tech E&O, D&O, and BOP for software companies, SaaS operators, IT consultants, and managed service providers. 24-hour turnaround.
Why Delegance Brokerage
Achieve an average of 60% reduction in commission costs.
Most brokers bake 15–20% commission into your premium. We negotiate ours down and shop the risk across the carriers actually competing for your class. Identical coverage, lower spend.
Reduction in broker commissions vs traditional firms
Annual savings for our largest single client
From submission to quotes back, on most classes
How it works
Onboard in minutes. Quotes in 24 hours.
- 01
Cyber + tech E&O are usually packaged together — single carrier, single deductible, no gap between negligence claims and breach response.
- 02
D&O sized to your funding stage so the limits match what your investors actually require post-priced round.
- 03
Class codes correct for "software publisher" vs "IT consultant" — wrong class code is the most common reason a tech submission gets repriced 30 days in.
Carriers we shop in Technology & SaaS
Coverage
What we quote in Technology & SaaS
Cyber Liability
Ransomware, social engineering, BI from network outage, breach response. Required by every enterprise customer DPA.
Tech E&O / Professional Liability
Errors-and-omissions for SaaS performance failures and consulting deliverables. Often bundled with cyber on one policy.
Directors & Officers
Investor-required after Series A. Limits sized to round size and board composition.
General Liability
Bodily-injury and property-damage coverage for offices and on-site customer interactions.
Employment Practices Liability
Wage-and-hour, harassment, wrongful termination — primary risk for fast-growing tech orgs.
Workers Compensation
Office class codes nationwide, including remote-employee state filings.
Frequently Asked
Technology & SaaS insurance questions, answered.
What does technology and SaaS insurance typically cost?
Premium depends on revenue, headcount, funding stage, customer mix (consumer vs. enterprise), data volume and sensitivity, contract requirements, and prior incidents. A pre-Series-A SaaS startup quotes very differently than a Series C company with enterprise DPAs. Final cost is subject to underwriting and policy terms.
What's the difference between cyber and tech E&O?
Cyber covers first-party and third-party loss from a security incident — breach response, ransomware, BI from network outage, regulatory defense, customer data exposure. Tech E&O covers professional liability for the software or service itself — performance failures, missed SLAs, integration errors, consulting deliverables. Carriers commonly bundle them on one policy with a shared retention, which closes the gap between negligence and breach claims that would otherwise land between two separate forms.
When do I need D&O as a SaaS company?
Most institutional investors require D&O at or before the priced Series A round, with limits sized to round size and board composition. Even pre-funding, founders incorporating with co-founders or outside advisors may want a small placement. Coverage is also commonly triggered by employee count thresholds for EPLI exposure. Final terms are subject to underwriting.
What policies does a tech company need?
A typical tech program includes Cyber Liability, Tech E&O (often bundled with cyber), D&O after Series A, General Liability for offices and on-site customer interactions, EPLI, and Workers Compensation including remote-employee state filings. Coverage is subject to underwriting.
How fast can I get a Certificate of Insurance for an enterprise customer?
Standard ACORD 25 certificates issue in seconds through the portal, ChatGPT, Claude, Slack, email, or phone — useful when an enterprise procurement team needs proof of coverage for a DPA review. Custom holder language (additional insured, waiver of subrogation, primary and non-contributory) is typically produced within minutes after a licensed broker confirms the wording. There is no per-COI fee.
How does Delegance reduce broker commissions?
Routine work — intake, COIs, endorsements, policy Q&A, renewal triage — runs through Orin, our insurance-specialized language model. Licensed brokers focus on judgment work like carrier selection, complex coverage, and claim advocacy. Across the customer base we average a 60 percent reduction in broker commission cost versus a typical tech-specialty broker. That is an average, not a guarantee.
See what your number looks like.
Send your current declarations page or answer a few questions. We'll have quotes from the carriers competing for your class within 24 hours.
No call required. A licensed broker reads every submission.
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